Workers’ Compensation…for Most North Carolina Workers
The workers’ compensation insurance system exists to help bridge the potentially dire financial straits that an injured employee may encounter when the costs of medical care and the mounting loss of wages combine in the aftermath of a workplace injury. It is a safety net upon which families rely and without which it would be difficult to remain afloat. For the vast majority North Carolina’s workforce this is a safe and reasonable expectation, but under some circumstances an employer may not be required to carry coverage and may accordingly decline to do so.
If your employer failed to obtain the appropriate insurance coverage and you have sustained an injury on the job, then a skilled attorney can help you to seek the financial compensation that you are due. Contact the Morehead City workers’ compensation lawyers of the Law Office of Sam Scudder, P.L.L.C. at (252) 222-0227.
Which Enterprises are Exempt
There are some companies that are excused from the requirement to carry workers’ compensation insurance. But when a company that is subject to the law does not meet its obligations, then it may be appropriate to pursue a case for workers’ compensation fraud. Before doing so, however, it is important to bear in mind which businesses are exempt, including the following:
- Agricultural operations with fewer than 10 regular, non-seasonal employees
- Sole proprietorships, partnerships, estates, and trusts with fewer than 3 workers beyond executive and titled members of organization
- Corporations with fewer than 3 workers including corporate officers
Let us help you to determine what avenues may be available to you so that your medical needs can be met when you suffer a workplace injury. Contact the Morehead City workers’ compensation lawyers of the Law Office of Sam Scudder, P.L.L.C. at (252) 222-0227.