What To Do After a Workplace Injury
Workers’ Compensation is made to protect people like you from the consequences of workplace injuries. Unfortunately, the system is imperfect and your employer or their insurance company may try to fight your claim. Most likely, you don’t have much experience dealing with Workers’ Compensation claims, but insurance companies deal with them all the time. They can use their knowledge to deny your claim and keep the money you deserve out of your hands. It’s important you know the steps to take after a workplace injury occurs so you can do everything in your power to get the financial help you need.
- Tell your employer: report your injury to your employer as soon as possible. Workers’ Compensation claims have a strict deadline, and if you don’t report your injury immediately, your employer may try to shift the blame.
- See the right medical professional: if your injury was an emergency, you may not have been able to choose where you’re taken. If this was not the case, work with your employer and their insurance company to see an approved medical professional they are willing to work with.
- Talk with your doctor: it’s important you mention to your doctor that you were injured while at work. This will ensure your medical records show your injury is work-related.
- Keep all your records: in addition to making sure records are made, make sure they are also kept. Expense records, medical reports, accident reports, and any other document relating to your injury in any way should be made as detailed as possible and kept in a secure location.
- Get a copy of your employer’s investigation: your company is required to complete an accident investigation. Make sure they do this and you are given a copy of the report. Read it and make sure all details are accurate, making note of anything you disagree with in the report.
- Understand the insurance company will want to pay you as little as possible: insurance companies are for-profit businesses, meaning they will do everything they can to keep your claim low. The insurance company’s best interests are very different from your own.
- Get a lawyer: the insurance company will know what they’re doing and will have lawyers on their side. Hire your own lawyer to make sure they don’t take advantage of you. An experienced attorney knows what amount you deserve and will help you make the right decisions about your claim.
Workers’ Compensation isn’t about finding someone to blame; it’s about getting you the compensation you deserve. With a qualified Workers’ Compensation attorney on your side, you can be sure you’re getting the proper compensation while still being able to focus on recovering from your injury. At Law Office of Sam Scudder, we know the law and what this compensation means to you. Please don’t hesitate to contact our Morehead City offices at (252) 222-0227 to speak with one of our knowledgeable and compassionate attorneys today.