The Quick Guide to Short-Term Disability Benefits
Thousands of workers who are injured on the job will be able to recover. However, they may be forced to take a reduction in hours or even several weeks away from work in order to completely heal. If you are facing a situation such as this, it’s important that you are aware of your rights as an employee.
In most cases, you will be afforded workers’ compensation benefits, and you may also have the option of short-term disability benefits. However, it may be difficult to access either of these in the time frame that you need. Don’t let uncooperative employers or insurance agents put your family’s well-being at risk. Know these important facts about short-term disability benefits:
- Many employers carry some sort of short-term disability insurance. Your human resources representative should be able to provide you the details. However, you might benefit from looking through this information with an attorney.
- Depending on your company’s policy, your employer may be the one who paid for the policy or it may be something that employees have the option to pay into.
- You may also be able to carry short-term disability insurance through a private insurer.
- Most employee short-term disability plans pay 50% – 75% of your salary for a certain period of time. However, you may have to use vacation or sick leave before you use your short-term disability.
If you are facing a temporary work-related illness or injury, this short-term disability coverage can be imperative for supporting you and your family while you heal.
Depending on your situation, you may want to use workers’ compensation or short-term disability, or some combination of the two. Contact one of the dedicated Morehead City workers’ compensation attorneys of the Law Office of Sam Scudder, at 919-851-3311 today to get assistance on short-term disability or workers’ compensation benefits.