The Process of Filing a North Carolina Workers’ Compensation Claim
Employers are required to display state-produced workers’ compensation posters in the workplace, but many employees do not take the time to familiarize themselves with the content under the wrongheaded assumption that they will avoid workplace injury or illness.
As a result, when they are in need of the protections that the workers’ compensation system affords them, they lack awareness about how to proceed with the filing of a claim. Therefore they are more likely to make costly mistakes that may result in the delay or denial of the benefits that they so urgently need.
The Morehead City workers’ compensation attorneys of the Law Office of Sam Scudder, work on behalf of injured workers and their families to ensure that they have access to all the resources and benefits to which they are entitled. To help you understand what your responsibilities are, we have outlined below the general procedure and progression of a workers’ compensation claim in North Carolina.
Duties and Deadlines
- Report – When you suffer a work-related injury or illness, your first step toward filing a successful claim is to report the injury to your employer. Sooner is better, and if you fail to inform your employer within 30 days of an incident or diagnosis, they may refuse to give the compensation to which you would have otherwise been entitled.
- Review and Treatment – Your employer will file a form notifying the appropriate state agencies of your injury and will arrange for your medical treatment. You must use the employer’s specified doctor. Any leave necessitated by your illness whether for appointments or to allow for recovery must be documented by the physician on an ongoing basis.
- Claim Processing – The workers’ compensation insurance company will solicit documentation from you, which they will then review to determine whether or not they will approve payment of your benefits.
- Claims Payment and Termination of Benefits – If approved, you will receive your benefit payments for the duration specified and will receive a notice when the workers’ compensation benefits will cease. If your claim was denied, then you will need to file an appeal and we strongly advise you to consult with an experienced Morehead City workers’ compensation attorney.
Even though the workers’ compensation system is intended to simplify matters and help workers, sometimes it does not work out that way. Contact the Morehead City workers’ compensation attorneys of the Law Office of Sam Scudder, at (252) 222-0227 for the assistance and representation you need.